Used Cars for $99 Down in Florida

Only $99 Down Gets You on the Road in Florida

If you’re struggling with credit or just need a low upfront payment, we work with car dealers across Florida offering vehicles for just $99 down. Get pre-approved fast and start driving today.

Get Pre-Approved

Why Choose a $99 Down Car Deal in Florida?

Many Florida drivers face challenges securing financing due to credit issues, unexpected expenses, or being first-time buyers. One of the most flexible and realistic options is a low down payment offer — and $99 down is often all it takes.

These types of car deals are great if:

  • You have bad or no credit
  • You need a car fast but can’t put thousands down
  • You want a second chance auto loan with flexible terms

Our network includes trusted car dealers across Florida that specialize in low-down-payment programs — including $99 down and even $0 down events. Whether you’re in Jacksonville, Orlando, Tampa, Miami, or a smaller town, there’s a chance to drive away without breaking the bank.

Can I Really Get a Car with $99 Down?

Yes — but not every dealer openly advertises these specials. Often, you need to ask or apply through the right program. That’s where we come in. We help you get in front of the dealers that are ready to work with your budget and situation.

Plus, car dealerships frequently run $99 down specials around major holidays, inventory clear-outs, or end-of-month promotions. Even if you don’t see the deal advertised, asking the right way can unlock it.

How to Qualify for a $99 Down Auto Loan

To qualify, you usually need:

  • Proof of income (pay stub, SSI, etc.)
  • Valid driver’s license
  • Proof of residence
  • Down payment (as low as $99)

Some dealerships may have additional qualifications based on vehicle availability, financing partners, or current promotions. But the best way to find out is to start your application — no pressure, no hidden fees.

Where Can I Get a $99 Down Car in Florida?

We work with dealers statewide. Whether you’re near:

  • Jacksonville
  • Orlando
  • Miami
  • Tampa
  • Gainesville
  • Ft. Lauderdale
  • St. Augustine
  • Daytona Beach

…or anywhere in between — there may be a participating dealer near you. Some even offer online applications and contactless delivery.

Bonus: No Money Down Car Deals

Some customers even qualify for $0 down auto loans. These require stronger credit or trade-ins, but they’re out there. Our partners can show you those options too — you don’t need perfect credit to qualify.

Start Today and Drive Tomorrow

If you’re ready to explore real $99 down car offers in Florida, we’re here to help. Complete the quick form below, and we’ll connect you with a local dealer who can work with your budget and get you driving fast.